Key and PIN system will deter virtually all types of fraud crimes including those Chip and PIN, data protection and biometric ID card systems will fail to deter.

KEY and PIN system could be treated like international ID card since it will personalise signature and PIN to the right individual in any country in the world.

We hope that the banks and government will exploit proposed system before it is too late to stop a fraud boom.

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To deter fraud crimes all we have to do is to make signature and PIN systems reliable and foolproof as proposed on website http://www.xwave.co.uk

Proposed KEY and PIN system will eliminate the need for us to protect our personal and card details since fraudsters will not get tempted to misuse them.

Key and PIN system will deter virtually all types of fraud crimes including those Chip and PIN, data protection and biometric ID card systems will fail to deter.

KEY and PIN system could be treated like international ID card since it will personalise signature and PIN to the right individual in any country in the world.

We hope that the banks and government will exploit proposed system before it is too late to stop a fraud boom.